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Credit Scores

Good FICO Score
In the eyes of most lenders, FICO credit scores above 720 are very good and a sign of good financial health. All rates on conventional products are credit score driven. The higher your credit score, the better interest rate you'll be albe to obtain.
How FICO Scores Work
FICO score is calculated by a mathematical equation that evaluates many types of information from your credit report at that agency. By comparing this information to the patterns in hundreds of thousands of past credit reports, the FICO score identifies ...
FICO Score Considers
There are five main categories of information on your credit report that FICO scores evaluate, along with their general level of importance ...
FICO Scores Ignore
FICO scores don’t consider, Your race, color, religion, national origon, sex and marital status. Your age.Your salary, occupation, title, employer, ...
How FICO Scores Help
FICO scores give lenders a fast, objective measurement of your credit risk. Before the use of scoring, the credit granting process could be slow, inconsistent and ...
Your Credit Report
Credit reporting agencies maintain files on millions of borrowers. lenders making credit decisions buy credit reports on their prospects, applicants and customers from ...
FICO Tips
When you get your credit scores, make sure you also learn the highest and lowest scores possible, as well as the most important factors that influenced your scores. These factors ...
FICO FAQs